Down Payment programs banned – False!

You may have read that the FHA has banned down payment gift programs,
this does apply to the programs we use. The FHA has banned the practice
of the seller give the down payment to a non profit organization and passing it
on to the buyer as a gift.

FHA to ban down-payment gift programs (San Diego Union Tribune)
http://www.signonsandiego.com/uniontrib/20080622/news_1h22harney.html